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...Doing Nothing Costs A Lot More!

The late, great Ben Feldman was one of the greatest salesmen in the history of the world, and has been written up in the Guinness Book of World Records for his accomplishments. He went from being a $10-a-week butter-and-egg salesman, to becoming one of the world's greatest salesmen ever.  Ben made the record books by selling ‘life insurance!’  For 52 years, from 1941 until his death in 1993, he sold life insurance for New York Life.  His lifetime sales volume exceeded $1.5 billion... with 1/3 of his sales coming after he reached the age of 65.  And, he did it all in Liverpool, Ohio, a small town of only 13,000 people!


There have been many books and articles written by and about Ben Feldman that have attempted to explain how and why he was able to achieve this extraordinary level of success. Ultimately, it boils down to... Ben Feldman was successful because he mastered the basics, and did them better than any of his competition.


Nothing has really changed in our business, only our perceptions. If you want to be successful selling life insurance, (or anything else) then you need to get back to the basics! 


One of the primary reasons for Ben Feldman’s outrageous success is that for most of his career he spent two hours every night, from 10:00 P.M. to midnight, studying the field of life insurance. He not only studied life insurance, but also selling methodologies, persuasion skills, financial planning, actuarial tables, and every other subject he could think of that would make him more knowledgeable and, therefore, more capable of ‘serving’ his customers.


In Ben's words, "Read! Study never stops because publications never stop coming in. It's read and study.  And think about what you're studying. Take it apart and put it together. Ask 'why?' And know the answers."


How many of you have the intestinal fortitude to do this?


Ben became respected far and wide for his extraordinary ability to tailor a variety of life insurance instruments to help individuals achieve and maintain financial estates that would live on after them.  He became a walking embodiment of ‘expert power,’ and because of that power, he had tremendous ability to influence others. As a result, he became a very wealthy, successful and respected businessman.


As Ben Feldman stated many times to his fellow life insurance agents in his articles, books and talks; “The biggest asset you have is your earning capacity, and that depends entirely on your attitude.”


"You haven’t done anything wrong. You just haven’t done anything, and that’s what’s wrong."


“If you’ve got a problem make it a procedure and it won’t be a problem anymore.”


“Fundamentals are right down to earth. And one fundamental is: You have to make calls.  Nothing happens until you make a call.  It’s that fundamental!”


Ben Feldman was famous for his ‘power phrases’ to get his prospects to take action.  One of his most famous ‘power phases’ was: "Doing something costs something.  Doing nothing costs something.  And, quite often, doing nothing costs a lot more!"  


The above quote certainly applies to everyone in this business! There is a price to pay in time and money if you want to be successful in this business. There’s also a price you’ll pay by doing nothing, and that price is ‘Lost Sales!’


What follows are some of the ‘power phrases’ Mr. Feldman used to explain the importance of life insurance to his customers, and get them to take action:


"Life insurance is time. The time a man might not have. If he needs time, he needs life insurance."


"The basic purpose of life insurance is to create cash…nothing more or nothing less. Everything else confuses and complicates."


"Life Insurance is the only tool that takes pennies and guarantees dollars."


“Every man has problems that only life insurance can solve.  In the young man’s case, the problem is to create cash; for the older man, to conserve it.”


Mr. Feldman would also say; "You'll have the same problems when I walk out, as you had when I walked in... unless you let me take your problems with me."


Ben never allowed himself to be perceived as "selling life insurance". Ben would always position himself in the prospect's mind as selling customized packages of solutions. For example, he would say, "I have here a special educational package for your children's children."


This worked so well, and continues to work today, because people always want something that is specifically designed for them... or anything they "perceive" to be created specifically for them.  All people feel more comfortable buying a product that seems to be a tailored solution for their problem, as opposed to a solution that is identical to the ones that everyone else uses.

Here are two more important quotes from Ben Feldman about selling Life Insurance...


"The key to a sale in an interview, and the key to an interview is a disturbing question."

“Don’t sell life insurance. Sell what life insurance can do.”


What follows are some pearls of wisdom for the best minds in business, past and present... Please read each thought, and then think about what it’s saying to you, before you go on to the next thought.


“Sales are contingent upon the attitude of the salesman - not the attitude of the prospect.”
- W. Clement Stone


“It is not your customer's job to remember you. It is your obligation and responsibility to make sure they don't have the chance to forget you.”
- Patricia Fripp


“Always be closing... That doesn’t mean you’re always closing the deal, but it does mean that you need to be always closing on the next step in the process.”
- Shane Gibson


“The sale begins when the customer says yes.”
- Harvey MacKay


“The key is not to call the decision maker. The key is to have the decision maker call you.”
- Jeffrey Gitomer


“In business, honesty is absolutely essential. The best principle is... under promise and over deliver!”
- Richard Denny


“If you’re speaking and not getting a reaction, well, you are just making a speech.”
- Unknown


“If you shoot for the stars and hit the moon, it's OK. But you've got to shoot for something. A lot of people don't even shoot.”
- Robert Townsend


“Stop selling. Start helping.”
- Zig Ziglar


“You don't get paid for the hour. You get paid for the value you bring to the hour.”
- Jim Rohn


“Timid salesmen have skinny kids.”
- Zig Ziglar


“To satisfy our customers' needs, we'll give them what they want, not what we want to give them.”
- Steve James


“Forget about the business outlook.  Be on the outlook for business.”
- Paul J. Meyer


“For every sale you miss because you're too enthusiastic, you will miss a hundred because you're not enthusiastic enough.”
- Zig Ziglar


“Internalize the Golden Rule of sales that says; All things being equal, people will do business with, and refer business to, those people they know, like and trust.”
- Bob Burg


“It is impossible to win the race unless you venture to run, impossible to win the victory unless you dare to battle.”
- Richard DeVos


“A sale is not something you pursue; it's what happens to you while you are immersed in serving your customer.”
- Unknown


“Two sure ways to fail - Think and never do, or do and never think.”
-Zig Ziglar

And, please think about what Mr. Feldman said... "Doing something costs something.  Doing nothing costs something.  And, quite often, doing nothing costs a lot more!"

Jeremy and Lew Nason
'The 9 Out Of 10 Guys'
Marketing and Sales

Message to Financial Advisors…
You have the choice to be successful, or not to be successful.  It's entirely up to you! You can sit back, do nothing and hope that things will change.  Or, you can take action right now to make things change! What have you done in the last sixty days to increase your sales?
Why not learn the marketing, prospecting, appointment setting and sales strategies that most of the leading agents, advisors and planners on the planet use?  Jeremy and Lew Nason

Become A Student Of Life Insurance Sales...
Like The Great Ben Feldman!

Much of what we offer in our systems and in our training is what we've learned from studying the master salesmen, such as Ben Feldman, Charlie 'Tremendous' Jones, John Savage, Norman G. Levine and Mehdi Fakharzadeh. They all had certain things in common that made them exceptional producers. And, they were all fulltime, dedicated students of Life Insurance sales!

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(We are trainers, NOT recruiters!)

Found Money Management



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"After doing my first workshop at the end of September, (2008) and after getting back in touch with my current clients (through your newsletters) I have submitted over $30,000 of life business…. IN JUST ONE MONTH!  Although the additional income is nice, without a doubt, the best part of your whole system is the simplicity in helping clients.  I finally feel that I am offering clients more than just retirement planning.  I know that my clients will be better off after meeting with me than they were before.  Your system is so easy to understand, to explain to clients, and to implement, that it's almost ridiculous.  I am so glad I found you when I did, so early in my career.  I look forward to many years of working with the two of you!  Thanks Again!"
Bryan Schurter
(4 years in business)

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Insurance Marketing and Sales Resource Center - Insurance Pro Shop -

“...the sale was for $24,000 commission, not a bad day!!!”

“I just made a large (for me) annuity sale that would have not been possible had I not used your
website (the Insurance Marketing & Sales Resource Center) and your coaching advice. I have
learned to listen much, much, more than talk. The sale is made by them not me. And most importantly I did the right thing for the client because they will be earning much more income
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sale was for $24,000 commission, not a bad day!!!
This is only step one in the planning
process, step two the life insurance review will generate another smaller, but nice sale.”

Brian H. - PA

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Highly Recommended

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Well, that's it for this weeks 'Moneymaking... Marketing and Sales Tips' Newsletter.  I hope you found the information interesting and helpful in your efforts to grow your sales and income.


Jeremy Nason
'The 9 Out Of 10 Guys'
Marketing and Sales Coaches


P.S. Do you have a friend or associate who is struggling in this business and needs help?  Why not tell them about our Web site and forward this newsletter to them. They'll thank you!


© 2010, Insurance Pro Shop® - All rights reserved
Lew Nason, with his sons Jeremy Nason and Will Nason are the founders of the Insurance Pro Shop

and the creators of the Found Money Management Advanced Life Insurance Sales System the most endorsed and successful Life Insurance prospecting and sales system available for today’s insurance professional!  Lew has been helping agents and advisors to achieve long-term success in financial services industry for almost three decades.  His unique perspective, on how to truly help clients, has enabled scores of agents and advisors reach the top levels of their profession.  Visit his web site at or call 877-297-4608.


Helping Insurance Agents and Financial Advisors create endless
streams of new, repeat and referral business…
Toll Free # 877-297-4608